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Joined 3 years ago
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Cake day: July 12th, 2023

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  • If it’s applied to the interest, it takes $2 off the total because you’re always paying off the last month first. (Yes it’s predatory and that’s how mortgages work) If it’s applied to the principal it takes off $2 plus the interest that would have accrued on that $2 from the time of payment to the time you finally pay it off completely.

    Unless I’m wrong. I’m not an expert. But we paid off the mortgage for our condo early (got a windfall) and that’s how I understood what I was told at the time. It’s a reason some loans have a prepayment penalty; don’t get one of those.





  • All Americans who aren’t fuckwads, get your votes in before November 3rd!

    We can’t vote out the moldy orange but we can turn Congress, and we can strip the maggots out of our state, county, and local governments. That’s important to fight GOP gerrymandering and make voting easier for everyone, especially unfairly disenfranchised people. And build “minor leagues” of younger politicians who will soon have the experience necessary to do the actual job of running the country, not ruining the country while grifting and building Versailles.

    My ballot “has been received and will be counted.” Thanks for the text, California!

    Oh, but if you are a fuckwad, you can skip it. If you’re lazy and you have a Progressive friend, you can cheat off their Sample Ballot rather than bother to figure it out yourself.




  • You don’t know they haven’t just washed their hands. In fact, since they’re about to eat, it’s likely they did. Especially since they specified wings, which are finger food. Are you saying you eat with dirty fingers? It’s never occurred to me to use the airhole to control the flow, and I haven’t eaten in a restaurant for several years, but I’m aware other people have touched any food I didn’t cook myself and it doesn’t put me off.