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Joined 3 years ago
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Cake day: July 5th, 2023

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  • where are you gonna get 3-4% interest rate on a regular savings account? barely get that on a CD, and with a CD that moneys locked up until the end of its term (though maybe withdrawable early with a penalty…)

    Most savings accounts i’ve seen anymore, you’re lucky to get .25% of interest, and thats on the high end

    I know one bank that has like…a 3% interest rate, but it also severely restricts you to a certain number of transactions on that account per cycle. yes that includes bills being paid and debit card transactions. (edit) I suppose that limit doesnt mean shit if you just move your interest out to another normal account once a year…









  • I don’t even understand why people use Airbnb.

    Every time I’ve looked at Airbnb, a hotel was cheaper and easier. Hotels certainly have some hidden fees, but nothing like airbnb has.

    Oh look, this house is 60 dollars a night. That could work for my two night stay… oh wait, now that I’ve clicked the listing, it has a 400 dollar cleaning fee. I’ve worked in cleaning. cleaning a house does not cost 400 dollars, and thats assuming you have professional cleaners coming in to clean it, which we both know you don’t. You expect the guest to do all the cleaning, and you come in, spend 30 minutes doing the bare minimum touchup, and want 400 dollars for it.